A cash advance also known as a payday loan or payday advance is a small, short-term loan ranging from $50 to $605 offered by a payday  lender, such as A-1 Cash Advance. A payday loan is typically used as a cash advance until your next payday.

Pay day loans help cover unexpected expenses that come up between paydays. A payday advance can solve temporary cash-flow problems without bouncing a check with another merchant or incurring late payment penalties from other creditors. And a payday cash advance often is less expensive than many alternatives. Below are examples of costlier alternatives* to a typical 14 day cash advance payday loan of $100 with a $15 fee and an APR of 391%