Payday Advance
Payday Advance vs. The Alternatives

Based on a 14-day loan term.
$100 Advance with $15 fee = 391% APR
$100 Credit Card Balance with $37 late fee = 965% APR
$100 Utility Bill with $46 late/ reconnect fees = 1,203% APR
$100 Bounced Check with $54 NSF/Merchant fee = 965% APR
* Other costlier alternatives to a typical 14 day payday advance were obtained from and APR was calculated by taking the fee dividing it by the 14 day loan period and then multiplying it by 365 days.

A payday advance fills a need not met by most banks or other financial institutions. And getting a payday loan or payday advance from A-1 Cash Advance is easy; and there is no lengthy waiting period. All you need is a photo ID, a current bank statement and proof of income. A-1 Cash Advance will take care of the rest.

How does a payday loan or online payday advance work?

In Our Stores

To receive your payday advance in one of our 10 locations.
• Simply write a personal check for the amount of cash you want, plus the advance fee.
• A-1 Cash Advance will hold that check until your next payday.
• At that time, come in and pay off the payday advance in person or A-1 Cash Advance will send your check to the bank for deposit.
Receive Cash Online
• Simply fill out our short online application located on the home page.
• Funds will be deposited into your account the next business day.
• Your payment will be debited electronically (ACH) from your active checking account on the date your payment is due.
The Choice is Up to You

If for any reason, you change your mind about getting a payday loan or online payday advance, you have up until the close of business the following day to rescind your payday loan transaction, at absolutely no cost to you.

So the next time an unplanned expense comes up, remember a payday loan from a trusted payday lender. A-1 Cash Advance can give you the cash you need until payday. It's easy as one, two, three... hassle free and no third degree.
Fast Payday Loans Between Paydays
School bills, Doctor bills, Household cash, Unexpected auto repairs, Minor home repair, Medical prescriptions and Everyday expenses!
Payday Loans to Cover Expenses
Gas bills, Electric bills, Medical fees, Personal cash emergencies, Moving expenses, Extra food and groceries, Cash for business expenses!
Note: Cash Advances are not intended to meet long-term financial needs, but only a short-term need. Consumers should seek credit counseling for credit difficulties